UPDATED AND MY REVISED VERSION IN RESPONSE TO ALL THE VILLAROYO LOSERS WHO ARE LOSING THEIR GRIP!

Nothing could be more hypocritical than the Nacionalista Party’s (NP’s) motto, “noon at ngayon marangal.” As we push towards the final month before election day, the steady stream of hardcore GMA allies going to NP goes on unabated. There is truth to Manny Villaroyo

But the Villaroyo partnership is not of two powerful individuals, not of Gloria Arroyo and Manny Villar. The partnership is among Gloria allies and Villaroyo allies who were once under one roof, shared the same spoils and played the same policy tunes. It is just like one person having two personas who are in a love-hate relationship but agreed in the end that they both want the ring. It seems the more appropriate battlecry for Manny Villaroyo is “Malacanang-My Precious.” The Gloria allies and Manny Villaroyo allies are Manny Villaroyo's two personas.

Which begs the question: Is Manny Villaroyo really in control of his party? Or do the puppet masters behind him already have an understanding with the power brokers of GMA that no matter what, tuloy ang ligaya. Anyway wala na si GMA sa Malacañang. Nasa Congress na. As it is laid out, the same machinery and interests which benefited from a GMA-Villaroyo-NP regime in 2001-2005 will also stand to benefit in an Villaroyo-NP-GMA regime in 2010-2016 if ever. No policy shifts. No program overhauls. No new faces. Land grabbing (Adelfa Properties) stays monkey business as usual . TOPAK or "Trapos, Oportunistas, and Villaroyo's parasites and leeches Inc." reverberates a thousand fold till the next presidential elections. A Manny Villaroyo presidency is another six years of GMA allies and former allies. Another six years of failed policies and false promises. Just look at the familiar faces in NP—they are too glaring not to see.

“Noon at Ngayon, the Nacionalista and kampi are Garapal….sa kapangyarihan

http://www.youtube.com/watch?v=t1VfqRLfcXU&feature=player_embedded

YOUR LITANY IS FULL OF BULLS. YOU ARE A PATHETIC LIER MY FRIEND. GO HOME ANG GROW UP.

PATI KAPATID NA NAMATAY GAMITIN BA SA PAG CAMPAIN!! YOUR A LIAR MANNY VILLAR! AND CORRUPT!!!!BASAHIN NYO ANG LETTER NG KATOTOHANAN!!!!!!!!How Manny Villar lied and used the death of his brother Danny
AS I WRECK THIS CHAIR By William M. Esposo (The Philippine Star) Updated March 28, 2010 12:00 AM

“Nakaranas na ba kayong ... mamatayan ng kapatid dahil wala kang pera pangpagamot (Have you experienced losing a brother because you did not have the money to provide him proper medical care)? — Manny Villar asked in his “PANATA (Advocacy)” TV commercial. Villar was referring to his younger brother Danny who passed away on October 1962. In the same commercial, Villar’s 1962 photo with his younger brother was shown.

This portrayal of being poor once upon a time is a fantasy which comes in a series of similar attempts by Villar to create empathy with the nearly 90% of voters who belong to the socio-economic classes D and E. However, this particular attempt to use his late brother Danny to further his political ambition showed that Villar is as capable of lying just like Madame Gloria Macapagal Arroyo (GMA).

Two public documents — the death certificate of Danny B. Villar and the Transfer Certificate of Title (TCT number: 135396/3194) of the 560 square meter property in the upper class San Rafael Village of Navotas where the Villars had lived when Danny died — shattered this ONCE POOR fantasy that Villar has been peddling.

What the San Rafael Village TCT presents:

1. Before 1962, the Villars bought 560 square meters (SQM) of high valued real estate on Bernardo Street in San Rafael Village where the more affluent folks in the Tondo-Navotas area resided.

2. The DEATH CERTIFICATE of the deceased Danny B. Villar established that they were already residing there in 1962.

3. Based on 2009 prices, the P16,000 GSIS (Government Service Insurance System) mortgage mentioned in the TCT — not necessarily the total cost of the two 280 SQM lots — is now the equivalent of P1,140,000.00. Poor people today cannot even borrow P200,000. Those who are familiar with the subdivision say that the cost per SQM in San Rafael Village today would be around P10,000 per SQM or an equivalent of around P5,600,000 for the entire property.

4. Jun Borres, the present owner who is using the 560 SQM property as offices of his firm, Jumbo Fishing, stated that when they bought it in 1987 - it had a one and a half floor house. The ground floor was made of concrete while the upstairs was made of wood. This was typical upper middle class and upper class dwelling in the 1960s.

Implications of the San Rafael Village ownership

1. Together with established Manny Villar bio information, they could not have been dirt poor to be able to move to San Rafael Village before 1962. His mother was a seafood (shrimp, crab and fish) dealer in Divisoria Market, not a fish vendor as what Villar tries to project. A seafood dealer supplies the vendors. For a family of 11, they ate canned corned beef — which Manny Villar admitted on his earlier TV ad. His father was a government official, said to be a Budget Officer of the then DANR (Department of Agriculture and Natural Resources) under which was the Fisheries Bureau. Manny Villar studied in private schools — the Holy Child Catholic School for elementary and Mapua Institute of Technology for High School. Poor folks send their kids to public schools.

2. Villar’s parents must have had a sizeable combined income to be able to buy the San Rafael Village property. The 560 SQM size demonstrates their financial capacity. If they could, poor people buy lots sized less than 100 SQMs. Villar’s father must also be making a sizeable income from the government to be able to borrow P16,000 from the GSIS. In 1962, senior executives in big corporations made monthly salaries of about P2,000.

What Danny B. Villar’s DEATH CERTIFICATE reveals:

1. It is NOT TRUE that Danny died because they were poor and could not afford proper health care. The stated residence in Danny’s death certificate was the San Rafael Village property.

2. The BIG LIE is further proved by the fact that Danny stayed 13 days at the FEU (Far Eastern University) Hospital where he expired at age 3 years and 8 months. If they were really poor, the PGH (Philippine General Hospital) would have been the affordable hospital to bring Danny. He was definitely given proper health care. FEU Hospital was one of the top hospitals in 1962, before the establishment of the Makati Medical Center and St. Luke’s Hospital.

3. Danny died from CARDIAC and RESPIRATORY FAILURE resulting from COMPLICATIONS OF LEUKEMIA. In 1962, there was no bone marrow transplantation and chemotherapy yet and everyone whether rich or poor died from contracting leukemia.

4. Upon Danny’s death, his remains were turned over to LA FUNERARIA PAZ — then, until now, considered one of the top two mortuaries (Funeraria Nacional, the other). This further disproved Manny Villar’s claim that Danny died because they did not have the money to take care of him.

When Iggy Arroyo was seen as having taken the Jose Pidal rap for his elder brother Mike, many folks felt that it was rather low of Mike Arroyo to place his younger brother at risk. Our culture expects the older brother to protect the younger brother.

In that regard, we can consider Manny Villar as having done worse than Mike Arroyo. At least, Iggy Arroyo was alive and kicking and he could have opted to stay out of the Jose Pidal controversy. But in the case of Manny and Danny Villar, Danny was used to promote a myth when Danny was in no position to agree to his elder brother Manny’s portrayal of his death.

With the propagation of this ONCE POOR fantasy, don’t you think that Manny Villar also desecrated the memory and honor of his parents who strove to be able to provide their children quality education and an upper class domicile?

If Manny Villar can lie and use his dead younger brother like this, what makes you think that he will really improve and not worsen your life? What makes you think that he is not as greedy as he is being charged in this presidential campaign? What makes you think that you can trust Manny Villar?

dear kababayans

Whatever the merits of your abstract argument about the presumption of innocence, let me assure you and the brods that Manny Villar is far from innocent. He is as crooked and greedy as they come.
Winnie Monsod has made a very good case about his crookedness in the Paranaque road projects that passed through his properties at his behest as a lawmaker, enabling him to sell some of his land to the government at much more than market prices and to reap many millions in property appreciation from the government roads.
He is also guilty of making billions out of government funds for socialized housing through a questionable, unsustainable scheme that nearly destroyed our financial system in the 90's.
It's a bit complicated, but I was right there, trying to stop what was essentially Villar's scheme as Secretary General of HUDCC (housing). Fortunately, we succeeded (Dept. of Finance, Pag-Ibig Fund, SSS, GSIS, HUDCC, HIGC-I was head of the multi-agency Task Force that did this) and avoided a financial disaster in the Philippines that would have preceded the similar one that recently hit the US and hurt the world economy.
It started when Cory became president. Villar, through the CREBA he controlled, drafted a socialized housing law to spur low-cost housing in the country. Cory approved it with her emergency powers, not seeing through Villar's scheme.
To oversimplify, the law required the SSS, GSIS, and Pag-Ibig Fund to put billions of pesos of their funds each year into a fund for mortgages for low-cost housing (defined initially as 150T max, later going up to 250T through the years). This fund would be managed by the National Home Mortgage Finance Corp. (NHMFC - an agency of HUDCC). The NHMFC then established quotas for allocating the annual common funds of SSS, Pag-Ibig, and GSIS based on the building capacities of registered developers. The largest quotas every year were for the Camelia and Palmera (C & P) company of Villar which got a very large chunk of the funds for their home mortgages.
Within the annual quotas under the law, builders could submit completed mortgages and NHMFC would promptly buy them at their face amounts and pay the builder. It was the builders actively sold mortgages in the malls and everywhere else, approved the papers, and submitted them to NHMFC. NHMFC only checked to see that the amounts of mortgages submitted by the builders were within their annual quotas before paying, it did not check the credit-worthiness of the borrower or even if the papers were genuine in that the stated borrower was a real person and the house being mortgaged actually existed.
The situation the law created was unique in the entire world. The pooled funds of SSS, Pag-Ibig, and GSIS were effectively put into the hands of developers, who built the houses, found buyers willing to take out mortgages, approved the mortgages, submitted them to the NHMFC, and got the money in a few months. In effect, the builder controlled the credit funds and approved the loans using funds that were not theirs but were funds of SSS, Pag-Ibig, and GSIS.
This was a clear conflict of interest, for the builder would maximize his profits from easy credit and would not bear the cost of mortgage defaults. Naturally, lots of problems arose in just a few years -- fake mortgages to ficititious borrowers, nonexistent houses sold to noexistent buyers, and the more common case: real, but substandard, houses, hastily sold to buyers who clearly did not have the capacity to pay back the loan during the agreed loan period. By the time HUDCC took action to correct the anomalous situation in 1996 under my coordination, some 42 billion had been disbursed in mortgages under the Villar scheme. Only a little more than 20 percent of the loans were being repaid by borrowers, more than 70 percent of the mortgages had been defaulted or were in serious arrears.
This drew the attention of the World Bank and the Dept. of Finance, for the SSS, GSIS, and Pag-Ibig Funds are retirement funds. The funds are commtted to future returement obligations to the contributing members. If the housing mess continued, the SSS, GSIS, and Pag-Ibig would default on its retirement obligations, creating a financial crisis for the country.
All of us who changed the housing program to give the control over their housing funds back to the SSS, GSIS, and Pag-Ibig, who would be more careful in screening mortgages to make sure they would be paid for they would bear the penalties of mortgage defaults -- we were all harrassed by Villar and his minions in the CREBA who slapped law suits on us and attacked us in the radio, TV, newspapers, etc.
The Makati regional trial court found in our favor and threw out the CREBA-Villar law suit. For a long while, we lost in the media wars and were painted as anti-poor bureaucrats. But the furor eventually died down and the reformed housing program we fashioned has stood the test of time. Since 1997, the repayment rates of socialized and low-cost housing mortgages have high enough to make the program sustainable. The looming financial crisis was averted and we are now in better shape than the US, which did nothing to reform its own defective housing mortgage system.
Of course, the share prices of C & P homes of Villar collapsed, for everyone knew that the company was profitable only for as long as it could bilk government funds. But then Villar found other rackets and the rest, as they say, is history.

NO VILLAROYO AND THIS CORRUPT MAN
THINK CLEARLY AND VOTE WISELY...